Tag: wildfire
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Homeowners Insurance in Ojai’s Fire Zones — and the FAIR Plan, Explained
In much of the Ojai Valley, the question is no longer what insurance costs — it’s whether you can get it at all. Many Ojai homes sit in or near CAL FIRE high and very-high fire-severity zones, national carriers have pulled back across California, and the California FAIR Plan — the state’s insurer of last…